VA Home Loans in Columbia MO

VA Home Loan Privileges

Take advantage of your VA home loan benefits for the first time or even if you have used one in the past to help finance your home. The VA home loan in Columbia, MO and across the United States is an amazing benefit for all eligible US veterans to purchase a primary residence with no down payment and no monthly mortgage insurance costs, a benefit almost no other loan can offer. Community First Home Loans is based out of Columbia, MO and can help you obtain your VA loan today!

  • Are you a veteran looking to purchase a primary residence?
  • Are you looking for 100% financing within city limits?
  • Do you have a lower credit score and wish to put little to no money down?
  • Are you looking to refinance your home’s value?

If you answered “Yes” to any of these questions, Community First Home Loans in Columbia, MO is the perfect mortgage lender for you. Call Community First Home Loans, or fill out the form on the side to get in contact with one of our loan officers.

What is a VA Home Loan?

The VA home mortgage program is designed to offer long-term financing to American veterans offered by federally qualified lenders, like Community First Home Loans. VA home loans help veterans purchase properties with no down payment and are guaranteed by the U.S. Veteran’s administration. In addition to no down payment, there is no mortgage insurance added to the monthly payment for VA home loans.

VA Home Loan Qualifications & Features

  • Eligibility – The U.S. Veterans Administration determines eligibility and issues a certificate to qualifiers to submit to mortgage lender of choice.
  • Jumbo VA Home Loans – Jumbo VA home loans are available up to $1,500,000.
  • Fixed-Rate Loans – 30-, 20- & 15-year fixed-rate and 5-year ARM loans available
  • Refinance – Refinance up to 120% of your primary home’s value.
  • No Money Down – Buy a home with no money down and no monthly private monthly mortgage insurance.